Financial Wellness
Take Control of Your Financial Future
Your financial wellness matters—now and in the long term. Explore the resources and tools below, selected to help you manage your finances confidently, reduce stress, and plan for your goals, whether you are budgeting, saving, investing, or planning for retirement.
Understanding Financial Wellness
Financial wellness encompasses not only your bank account balance but also how you generate income, budget, manage your finances, and plan for the future. Your financial wellness is closely tied to your emotional relationship with money—how external influences affect your spending and saving habits and your confidence in making personal finance decisions.
Effective money management plays a crucial role in the lives of those earning an income. Prioritize your financial well-being and assess your current financial situation. The resources below can help you create actionable improvement plans.
Did You Know?
Finances represent one of the top stressors for many Americans—and that stress can impact nearly every aspect of life. Financial stress can have a profound impact on our mental health, relationships, physical well-being, and overall quality of life.
Wellbeats Wellness: Figuring Out Your Finances Program
Imagine a future where your finances feel more manageable. With just a few practical steps, you can begin to understand and manage your money more effectively.
- Managing debt
- Setting up a budget
- Stress: Why it can turn our lives upside down
Led by experts, this program provides guidance to help you begin where you are and take control of your financial future.
Start today by logging into Wellbeats via a mobile app or internet browser.
Your Username: enter your work email (@countyofmonterey.gov)
New to Wellbeats Wellness or forgot your password? To reset your password, follow the prompts.
Note: Your Wellbeats Wellness account has already been created for you by the County of Monterey Employee Wellness Program.
Nationwide Retirement Solutions
Planning for retirement is a critical aspect of financial wellness. Nationwide Retirement Solutions offers comprehensive resources to help you prepare for your future.
Access live and on-demand webinars designed to help you manage your money effectively and create a solid retirement plan that meets your goals.
Topics include investment basics, saving strategies, market insights, and personalized retirement planning.
Helpful Resources
Speaking of Psychology: Financial Stress
Explore the APA's podcast on the psychology of financial stress and effective coping strategies.
Listen NowMental & Financial Health Connection
Understand the crucial relationship between mental health and financial wellbeing.
Read MoreReducing Financial Stress
Learn practical strategies for better money management to reduce financial anxiety.
View StrategiesCounty of Monterey
Employee Wellness Program
The Health Promotion Partnership